Justice Debt Recovery Management

Repayment Agreement

Repayment agreement (hereinafter referred to as “Agreement”) is made ​between representative(s) ​of
Redeemer Debt Recovery Management Pte. Ltd. (UEN. 202009571H) (hereinafter referred to as “Agency”)

– AND –

the “debtor”(hereinafter referred to as “I”, “the undersigned” or both)



NRIC no:


Debt Amount:


  1. I, the undersigned of identification details above hereby confirm and acknowledge the evidences of the debt presented to me by the Agency on behalf of their client (hereinafter referred to as “Creditor”) of this specific case identified by the “Case Ref No” given at the top right corner of this document. I confirm the debt of the original principle amount of SGD$ which I am solely responsible for. This indebted amount includes any and all legally permitted charges such as accrued interest, up to the date written in Paragraph 3
  2. I undertake to repay the aforesaid amount with an upfront payment of SGD $ on and hereafter an amount of SGD $ per for the duration of on every with the remaining amount paid on the final term of my repayment scheme. I agree that in the event of any one payment as specified above not being made on due date without written approval from the Agency, I will incur non-disputable late fees of SGD$53.50 and interest charged at 3% per month of the original principle amount each time.

  3. I hereby declare to have read the terms and conditions of the repayment scheme, and have it explained to me in details by the Agency’s representative(s). This also means that I acknowledge and agree that there will be no defense should the Agency or Creditor decide to use this Agreement in a court of law as my confession to judgment – where legally permissible.

  4. I further acknowledge that I will be responsible for all legally accrued charges that might be incurred in the event I failed to meet a payment term without notifying the Agency and obtaining written approval including but not limited to court fees, legal fees and any debt recovery fees should the Client continue to hire a collection agency.

  5. I understand that this Agreement will be reviewed every three months, and a new one might be re-signed based on my financial situation in which the repayment terms will be adjusted accordingly to accommodate to my best interests.


This Agreement is to be construed as a whole, and all parts of it are to be read and construed together. If any part of this Agreement shall be adjudged by any court of jurisdiction of Singapore to be invalid and voided, the remainder of this Agreement shall remain in effect.

Leave this empty:

Signed by Q Joseph
Signed On: July 21, 2020

Justice Debt Recovery Management http://www.justicedebtrecovery.sg
Signature Certificate
Document name: Repayment Agreement
Unique Document ID: b5f672dbbfa6f5a08b518a5a7308043f898fad62
Timestamp Audit
July 21, 2020 10:03 pm +08Repayment Agreement Uploaded by Q Joseph - q@justicedebtrecovery.sg IP